Some buildings are vulnerable to collapse, and for a variety of reasons. In most cases, collapse is already built into your commercial property insurance policy because it can happen to you regardless of where your business is located. In the North, heavy snow on your building may cause roof collapse. In the South, air conditioning units on the top of your building may weigh down and weaken the roof to the point of collapse.
Is the damage partial or total? Your insurance company’s team will have their own interpretation about the extent of the property damage and what is covered in your commercial insurance policy. Who is on your team working to protect your interests? Our experts have the experience and resources to evaluate and document your damage in detail and negotiate your claim for the maximum amount. When your business is at stake, you deserve to rebuild and continue operations as quickly as possible.
Contact the Best Public Adjuster in CT with your questions, comments or concerns.
Fire claims are especially complex for the different types of damage they cause, all of which have to be documented and proven to your insurance company. For example, fire can create serious damage from smoke, burning residue, and corrosive substances released in the flames. There can also be substantial water damage from the effort to extinguish the blaze. In the aftermath, your property and valuables may be exposed to the elements and become more damaged if not addressed immediately. As the policyholder, it is your responsibility to minimize the damage while you focus on keeping your business running. Do you also have the time to handle your insurance claim?
Your insurance company may present an offer they think is sufficient based on their own damage assessment. Our public adjusters work only for your interests to evaluate, document, and prove the full scope of loss and negotiate your claim for the maximum amount.
Flooding is unique from other perils because it is not typically covered in your commercial property insurance policy. This means you may have to obtain special coverage with your insurer or work with policies made available through the National Flood Insurance Program, which has its own set of rules. Also, water damage from a flood is an expansive topic that deserves thorough assessment to determine the immediate and the potential property damage, so your business will not suffer any further.
Post-disaster, this could leave you vulnerable to complex policy conditions and oversights that can stall the recovery process, and result in an inadequate flood claim. Running a business and managing a claim can be two full-time jobs. Our public adjusters lift the burden by handling your flood insurance claim. We work on your behalf with all other parties involved. We provide you with the expertise to prepare and support a detailed claim in order to attain the optimum settlement for you.
Contact the Best Public Adjusters in CT, with your questions, comments or concerns.
Commercial / Business
Business interruption insurance is meant to cover the amounts you would be expected to earn if the disaster had not happened and suspended your operations. When negotiating a business interruption claim with your insurer, a key part of a business interruption claim is determining the extent of the period of interruption and for how long the insurer will pay on the claim. There are several areas of business interruption claims that can be subjective, so it may not be a straightforward discussion with your insurer. If they are tending to their interests, who’s looking out for you?
Our public adjusters have unmatched experience in successfully negotiating business interruption insurance claims to help you to mitigate the extent of your losses. We evaluate all the variables of your loss and prepare a comprehensive claim to present to your insurer to help you achieve financial recovery and get back in business.
Contact Business Public Adjusters in CT with your questions, comments or concerns.
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